Travel protection consists of insurance coverage and assistance services that safeguard you before, during, and after the trip. Although many travelers prefer not to think about such things, the truth of the matter is that accidents, emergencies, and unforeseen circumstances can happen anywhere, at any time, to anyone. And they do. Travel insurance can give you peace of mind by protecting your investment, health, and belongings.

Travel insurance can save you considerable extra expense should anything go awry before, during, or after you trip.
In general, travel insurance can
• Protect your  investment if you have to cancel
• Provide 24-hour emergency medical referral and assistance during travel
• Reimburse unexpected travel expenses you may incur due to an emergency
• Protect you during a medical emergency
• Provide medical assistance to you while abroad

The Difference Between Travel Insurance and Travel Protection
Third-party insurance is distinctly different from the travel protection that is offered by some cruise and tour companies. In the first place, travel insurance can only be labeled as insurance if the company offering the program and selling the coverage has been licensed and/or approved by the state in which the product is being sold. Travel protection is generally offered by cruise lines and tour operators themselves. In this case the protection has not been approved by any state insurance agency and does not require licensing. In addition, travel protection offered by these suppliers cannot protect you from bankruptcy or default by the supplier itself.

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